What To Expect
A long-term approach, not a get-rich-quick scheme.
Sometimes We Underperform
No investment service beats all of the TSP funds every month or even every year. Sometimes we don’t do as well as we’d like for a particular month or year. This shouldn’t change your long-term outlook, however.
Investing is no different than anything else in life. The best sports teams have losses. The strongest military forces experience casualties. And the most profitable corporations have years with disappointing earnings. The key is to find a proven, robust investing strategy and stick to your plan.
Our 20-year backtest shows that across two decades — through the 2008 financial crisis, the 2020 pandemic, and the 2022 bear market — our strategies have delivered competitive returns with substantially lower drawdowns than buy-and-hold equity allocations.