Maximize Your Thrift Savings Plan
Your Key to TSP Success
Not sure how to invest in your Thrift Savings Plan? Don’t guess. Follow our time-tested strategy to grow your account — with weekly recommendations and real-time alerts since 2006.
20
Years of Strategy
5
TSP Funds
Weekly
Market Updates
How It Works
Manage Your TSP in Minutes a Month
A simple weekly rhythm. We do the analysis. You make the move.
01
We Analyze the Markets
Our proprietary timing system evaluates market conditions across all five primary TSP funds to identify the optimal allocation for your retirement account.
02
You Get Notified
When our strategy calls for a change, you receive an email alert and a detailed update in your members area — plus a weekly market newsletter every weekend.
03
You Update Your TSP
Log in to tsp.gov and make a simple interfund transfer and contribution allocation change. The whole process takes just a few minutes.
The Five Funds
TSP Funds: G, F, and C
Our strategies use the five primary TSP funds — not the Lifecycle Funds, which are simply diversified versions of these.
Lowest Risk
G Fund — Government Securities
Short-term U.S. Treasury bonds. Considered “risk-free” — never has a negative return. The safest TSP option, but lowest long-term return.
Bond Index
F Fund — Fixed Income
Tracks the Barclays Capital U.S. Aggregate Bond Index. A diversified bond fund for moderate-risk fixed income exposure.
Large Cap
C Fund — Common Stock
Tracks the S&P 500 — the 500 largest U.S. companies. Core large-cap equity exposure with broad market participation.
Government
Bonds
U.S. Stocks
International
Small Cap & International
Two More Funds Round Out the Set
The remaining two primary TSP funds add small/mid cap U.S. equity and developed international market exposure to the strategy.
Small & Mid Cap
S Fund — Small Cap Stock
Dow Jones U.S. Completion TSM Index
Tracks the Dow Jones U.S. Completion Total Stock Market Index — every U.S. publicly traded stock outside the S&P 500.
Fund Details
International
I Fund — International Stock
MSCI EAFE Index
Follows the MSCI EAFE Index — Europe, Australasia & Far East developed markets. Adds international equity exposure to your portfolio.
Fund Details
Meet John Pope, Founder & Lead Strategist
I started TSPKey.com in 2006 to help Thrift Savings Plan participants achieve higher returns with less risk. I’m a former U.S. Air Force officer who started working on stock market timing systems in graduate school.
After watching stocks soar in the late 1990s — then crash after the dot-com bubble — I realized buy-and-hold wasn’t the best approach. I’ve also worked as an analyst and writer for a major foreign exchange website.
As a TSPKey subscriber, you’ll have full access to our strategy recommendations. I use the same recommendations for my own TSP account.
What People Say
Real Members. Real Results.
Thank you for your service to us. Most of us have no idea how to handle the TSP funds. You have provided government employees with an invaluable guide to the TSP. Thank you.
ST
ST
Peachtree City, GA
I am a fairly new member and just want to say thank you for your excellent advice. My account has grown tremendously in this short time. I just wish I would’ve found you years ago.
RT
RT
Woodridge, IL
I made 18% in 2006 after starting your service Aug. 1. That was the best year by far that I have had in 16 years with TSP. I am thrilled. And I no longer fret about what to do.
DW
DW
Kansas, MO
I just wanted to tell you how pleased I am with TSPKey. I’ve been using the system since late October and already I’ve seen a big difference in my account. You’ve put my retirement plans back on track.
TP
TP
Clovis, NM
This is my second year with you. Pushed a lot of co-workers’ business your way. Keep up the good work. You’ve got a Magic 8 ball that is working for sure.
SW
SW
Clinton, UT
Phenomenal job on calling this market. I may just have to give up my analysis and follow your moves 100%.
RD
RD
Greenbelt, MD
What To Expect
A Long-Term Approach, Not a Get-Rich-Quick Scheme
Our goal is simple — achieve higher returns with less risk than the TSP funds, over your full investment lifecycle. We do this by stacking the market’s probabilities on our side, and letting time take care of the rest.
Lifecycle, not one month
Proven, robust strategy
Consistency wins over time
Choose Your Membership
Three ways to subscribe. Cancel anytime.
Membership tiers will display here when Members is configured.
FAQ
Frequently Asked Questions
QHow do I view the newsletter?
Members can view our latest newsletter and previous newsletters in the members area.
QI forgot my password. How do I reset it?
You can reset your password by going to the login page and clicking “Lost Password.” You’ll receive an email with a link to change your password.
QWhen one of TSPKey's strategies changes allocation, is this for interfund transfers (IFTs), contribution allocations, or both?
Our service is primarily for IFTs, but we generally recommend using the same fund breakdown for contribution allocations. The only exception is short-term IFTs (5–10 days), which we have a couple of times each year. When we do, we address this specifically in our emails and members area, and we don’t recommend changing your contribution allocation during those short windows.
QI just joined. Should I make an interfund transfer immediately or wait until your next allocation change?
We can’t give personalized investment advice, but as a general rule we think it’s best to follow our recommendations immediately. Some people hesitate to invest in stocks if there’s already been a strong rally — however, stock market rallies can last much longer than people expect.
Q
Q
Get In Touch
Questions? We're Here to Help
Thank you for your interest in TSPKey. We look forward to answering your questions and helping you make the most of your Thrift Savings Plan.
Contact
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Most subscriber questions are answered within one business day. For account-specific issues, please log in first so we can help faster.
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