Performance of TSPKey Strategies
About This Data
TSPKey has two strategies. Our main strategy is simply named TSPKey and is recommended for most investors. Low-Risk is our other strategy — geared for those who may need access to TSP funds in the near future and want to protect their principal.
The table below shows a backtest of both strategies since 2004. It also shows the performance of the F Fund (diversified U.S. bonds) and C Fund (S&P 500 stocks). Note the max drawdown, which measures risk — it’s the largest loss of a strategy or fund. For example, if your TSP account reaches a peak of $10,000 then falls to a low of $7,000, the drop from $10,000 to $7,000 would be a 30% max drawdown.
20-Year Annual Returns
| Year | TSPKey | Low-Risk | F Fund | C Fund |
|---|---|---|---|---|
| 2004 | 11.17 | 8.91 | 4.30 | 10.82 |
| 2005 | 6.77 | 7.37 | 2.40 | 4.96 |
| 2006 | 18.00 | 14.51 | 4.40 | 15.79 |
| 2007 | 12.04 | 11.78 | 7.09 | 5.54 |
| 2008 | 10.15 | 10.65 | 5.45 | -36.99 |
| 2009 | 18.14 | 11.68 | 5.99 | 26.68 |
| 2010 | 32.77 | 27.00 | 6.71 | 15.06 |
| 2011 | 5.22 | 8.02 | 7.40 | 0.27 |
| 2012 | 15.19 | 11.79 | 4.29 | 16.07 |
| 2013 | 18.92 | 10.32 | -1.68 | 32.45 |
| 2014 | 9.95 | 9.76 | 6.73 | 13.78 |
| 2015 | 3.23 | 3.61 | 0.91 | 1.46 |
| 2016 | 11.90 | 9.61 | 2.91 | 12.01 |
| 2017 | 13.52 | 9.24 | 3.82 | 21.82 |
| 2018 | 1.26 | 3.51 | 0.15 | -4.41 |
| 2019 | 14.97 | 11.38 | 8.68 | 31.45 |
| 2020 | 25.44 | 20.95 | 7.50 | 18.31 |
| 2021 | 20.50 | 10.87 | -1.46 | 28.68 |
| 2022 | -18.80 | -8.27 | -12.83 | -18.13 |
| 2023 | 13.89 | 9.04 | 5.58 | 26.25 |
Past performance is not an indication of future performance. Backtested results are hypothetical and do not represent actual trading. Differences between backtested and actual results are inevitable due to factors including but not limited to lack of impact from market events and the benefit of hindsight in strategy formulation.